Retire Smart Austin | Episode 168
When it comes to inflation, it comes to taxes, it comes to sequence of returns, and it comes from cutting benefits, the retirement income plan must have built in it provisions to accommodate for those changes, buffers, if you will.
Retire Smart Austin | Episode 166
One of the biggest things that we find in our portfolio observations of clients is lack of diversification. Okay, many folks don’t even understand the difference.
Retire Smart Austin | Episode 164
So, predicting future tax increases, the Controller General has already told us that with the increasing debt, we can expect taxes to go up significantly.
Retire Smart Austin | Episode 163
Discover the importance of tax planning and tax-free retirement income strategies, and the need to prepare for potential tax increases due to rising national debt.
Retire Smart Austin | Episode 156
Discover the importance of regular tax planning and the benefits of Roth conversions for achieving a tax-free retirement. We share strategies to convert taxable assets to tax-free ones efficiently and legally.
Retire Smart Austin | Episode 154
Phil discusses the importance of using tax-advantaged accounts like Roth IRAs and 401(k)s, diversifying income sources, maximizing Social Security, managing debt, and planning for long-term care and healthcare costs.
Retire Smart Austin | Episode 153
Learn about the necessity of working with licensed fiduciaries. Phil Capriatti discusses the importance of understanding a financial advisor’s qualifications, how advisors are paid, and the benefits and drawbacks of different types of annuities.
Retire Smart Austin | Episode 149
Phil Capriotti discusses tax-free investing and wealth preservation, emphasizing the importance of tax efficiency in retirement income planning, including strategies like Social Security maximization and tax harvesting to minimize tax liabilities and preserve wealth for future generations.
Retire Smart Austin | Episode 144
Learn about converting IRAs to Roth IRAs to reduce tax burdens, ensuring steady income through annuities, and strategic Social Security planning to minimize taxes in retirement.
Retire Smart Austin | Episode 143
Philip Capriotti discusses financial planning strategies, focusing on tax-efficient retirement plans and estate planning tools like Irrevocable Life Insurance Trusts (ILITs) and Grantor Retained Annuity Trusts (GRATs).