By Ian Berger, JD IRA Analyst Question: Hello, I’ve run into someone who is retired, age 77, and therefore taking required minimum distributions (RMDs) from his Caterpillar 401(k) plan. He has

  By Andy Ives, CFP®, AIF® IRA Analyst 1. When did the decedent die? The SECURE Act impacts beneficiaries of decedents who died in 2020 or later. Anyone who passed away prior

  By Ian Berger, JD IRA Analyst Trump Account contributions can be made as early as this July 4. But before making a contribution on behalf of a child, you should understand

  By Sarah Brenner, JD Director of Retirement Education QUESTION: Hi, I was wondering if my Roth account that is a part of my Thrift Savings Plan (TSP) through federal employment counts

  By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: If a non-spouse beneficiary inherits a 401(k), what are the options? Can you roll the money into an inherited IRA? Are there any

  By Ian Berger, JD IRA Analyst “Qualified domestic relations orders” (QDROs) are court orders used to divide ERISA retirement plan assets after a divorce. Normally, after a QDRO is approved by

  By Sarah Brenner, JD Director of Retirement Education The tax-filing deadline is almost here. Are you thinking about making a 2025 IRA (traditional or Roth) contribution? Time is quickly running out.

  By Ian Berger, JD IRA Analyst Question: I had my IRA custodian send my required minimum distribution (RMD) from my IRA to our church, but had 20% federal taxes withheld. Subsequently,

  By Andy Ives, CFP®, AIF® IRA Analyst Today is April 1, and that’s a big day! No, not because it’s April Fool’s Day, but because today is the required beginning date

  Ian Berger, JD IRA Analyst More and more Americans are taking on “side gigs” or switching jobs. When that happens, they often wind up participating in two different employer retirement plans