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Leah Woodford 00:00 Hi, and welcome to Retire Smart Austin. I’m Leah Woodford, and with me today is Phil Capriotti Sr. of Empower Wealth and Tax. And today we’re actually going to
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Leah Woodford 00:00 Welcome, Retire Smart Austin. I’m Leah Woodford with Phil Capriotti Sr today, of Empower Wealth and Tax, and we’re actually continuing last week’s show on trusts, and I’m so
Leah Woodford 00:00 Welcome to Retire Smart Austin. I’m Leah Woodford, and with me today is Phil Capriotti Sr., of Empower Wealth and Tax, and today we’re talking everything trusts. Welcome back.
In today’s unpredictable financial environment, many retirees and pre-retirees are searching for ways to protect their savings while still maintaining the opportunity for growth. One financial tool that continues to gain attention
When people hear the words “retirement planning,” many immediately picture someone in their 60s preparing to leave the workforce. The reality is very different. The most successful retirement strategies often begin decades
For many people, financial confidence is not about having millions of dollars or a perfect investment strategy. It is about feeling secure, prepared, and in control of what lies ahead. Life is
Medicare continues to evolve each year, and 2026 is bringing several important updates that could directly impact prescription drug costs, coverage choices, and overall healthcare planning for Medicare beneficiaries. One of the
Choosing Medicare coverage can feel overwhelming, especially when comparing Medicare Advantage plans and Medicare Supplement plans. Both options are designed to help manage healthcare costs during retirement, but they work very differently.
Choosing the right Medicare coverage can feel overwhelming, especially with plan options, deadlines, and yearly changes. For many retirees, Medicare is one of the most important financial and healthcare decisions they will
Medicare provides valuable health coverage for millions of Americans, but many beneficiaries are surprised to discover that it does not cover everything. Understanding where coverage gaps exist can help seniors plan ahead,
Medicare is not something most people should set once and forget. Your health needs can change, your prescriptions can change, and Medicare plan costs and coverage can change too. That is why
For many people approaching age 65, Medicare feels like something they can figure out later. After all, if you are still working, covered by a spouse’s plan, or simply feeling healthy, it
For many people, Medicare is one of the most important financial and healthcare decisions they will make in retirement. Yet it is also one of the most misunderstood. Between enrollment deadlines, coverage
Turning 65 is a milestone — and for many Americans, it’s the moment when Medicare enters the conversation. While Medicare provides valuable health coverage for retirees, the system can feel confusing. With
For many Americans, retirement brings freedom, flexibility, and the opportunity to enjoy the next chapter of life. But before leaving an employer health plan behind, it’s important to understand how Medicare works
Turning 65 is a milestone.But when it comes to Medicare, it can also feel overwhelming. Between Parts A, B, C, D… Medigap… enrollment periods… penalties… provider networks… it’s no surprise that many
Even if you feel confident in your Medicare coverage, it’s smart to review your plan at least once a year. Costs change. Networks change. Prescription formularies change. And sometimes your own health
Medicare can feel straightforward at first—Part A helps cover hospital care, Part B helps cover doctor and outpatient services—but then you hear about Medicare Advantage and everything gets a little more confusing.