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Leah Woodford 00:00 Hi, and welcome to Retire Smart Austin. I’m Leah Woodford, and with me today is Phil Capriotti Sr and John Solyman CRPC of Empower Wealth & Tax. Welcome back
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For many people, financial confidence is not about having millions of dollars or a perfect investment strategy. It is about feeling secure, prepared, and in control of what lies ahead. Life is
When people think about financial planning, they often focus only on retirement accounts or investment strategies. While these are important pieces of the puzzle, true financial security comes from creating a complete
Most people do not ignore their finances because they do not care.They ignore them because life gets busy. Work takes over. Family needs attention. Retirement feels far away. Insurance paperwork feels confusing.
If you’re on Medicare (or turning 65 soon), 2026 is a great year to get organized. Medicare isn’t “one-and-done.” Plans, costs, provider networks, and prescription coverage can change from year to year
If you’re approaching 65, already on Medicare, or helping a loved one evaluate coverage, you’ve probably noticed something: Medicare Advantage plans are everywhere. And there’s a reason for that. More than half
What to Know About Filling the Gaps in Original Medicare If you’re approaching Medicare or already enrolled, you’ve probably noticed something surprising:Original Medicare (Parts A & B) doesn’t cover everything. That’s where
If you’re on Medicare — or getting close — you’ve probably heard people talk about “Medicare Supplement” or “Medigap” plans. You’ve also probably heard…👉 “Plan letters”👉 “Original Medicare only covers 80%”👉 “Rates
Choosing or changing your Medicare coverage isn’t something to rush. Each year, your health needs, prescriptions, and budget can shift—and plans change too. Use this simple checklist so you can feel confident
1) Waiting too long to enroll If you miss your Initial Enrollment Period (the 7-month window around your 65th birthday) and don’t have qualifying employer coverage, you may face lifelong Part B
Snowbird Medicare: A Two-State Plan That Actually Works If you split the year between two homes, you already know about duplicate utility bills and the art of packing one jacket that somehow
Medicare doesn’t have to be confusing. Use this simple month-by-month checklist to enroll on time, avoid penalties, and choose coverage that fits your doctors, prescriptions, travel, and budget. 6–9 Months Before Your
If you’re approaching 65, already on Medicare, or helping a parent navigate coverage, you’ve probably noticed two things: The rules change often, and 2) small choices can have big cost consequences. The
Meta: A simple walkthrough of Medicare Parts A, B, C & D—what each covers, who’s eligible, and how they work together.Takeaways: Four parts, different roles Enrollment timing matters Coverage & costs vary
As we step into 2025, understanding your Medicare needs is more important than ever. With healthcare costs rising and plan options evolving, staying informed ensures you have the right coverage to protect
Learn how premiums, out-of-pocket costs and income-related surcharges are changing for 2026 Medicare coverage What are the changes to Medicare benefits for 2026? Medicare changes for 2026 include increases for Medicare Part