Retire Smart Austin | Episode 165
Well, I’m Going To Talk To Phil Today About An Article I Found About Eight Killer Mistakes When It Comes To Investing. Let’s See If You’re Making Any Of Those, And If You Can Correct Those Today.
Retire Smart Austin | Episode 162
Learn about risk tolerance and its critical role in retirement planning. Phil explains how he manages clients’ portfolios by assessing their risk tolerance through detailed questions and Morningstar reports, emphasizing the importance of balancing investment risk with guaranteed income to ensure financial stability in retirement.
Retire Smart Austin | Episode 160
Phil Capriotti Sr discusses the benefits of working with a financial advisor, emphasizing how advisors can significantly increase investment returns compared to self-management, and addressing common reasons why people hesitate to seek professional financial advice.
Retire Smart Austin | Episode 155
Phil Capriotti discusses the critical aspects of estate planning. Phil emphasizes that everyone needs an estate plan, whether it’s to designate guardianship for minor children, protect high net worth individuals from estate taxes, or ensure privacy and avoid probate.
Retire Smart Austin | Episode 153
Learn about the necessity of working with licensed fiduciaries. Phil Capriatti discusses the importance of understanding a financial advisor’s qualifications, how advisors are paid, and the benefits and drawbacks of different types of annuities.
Retire Smart Austin | Episode 152
Annuities can provide guaranteed income, protect against market volatility, and ensure tax efficiency, making them a valuable consideration for those without pensions or those concerned about outliving their savings.
Retire Smart Austin | Episode 149
Phil Capriotti discusses tax-free investing and wealth preservation, emphasizing the importance of tax efficiency in retirement income planning, including strategies like Social Security maximization and tax harvesting to minimize tax liabilities and preserve wealth for future generations.
Retire Smart Austin | Episode 146
Philip Capriotti discusses tactical portfolio management, annuities, and qualified charitable donations (QCDs). He emphasizes the importance of active management in portfolios to minimize risks, using diversified approaches with multiple portfolio managers.
Retire Smart Austin | Episode 142
Learn more about estate planning tools like the Grantor Retained Annuity Trust (GRAT) to transfer wealth efficiently while minimizing tax implications, catering particularly to high net-worth individuals looking to safeguard assets for future generations.
Retire Smart Austin | Episode 140
Phil Capriotti discusses key topics: tax-free investing in retirement, wealth preservation, and upcoming estate planning changes. He highlights the importance of Roth conversions amid changing tax laws and outlines strategies to minimize estate taxes.