Retire Smart Austin | Episode 153
Learn about the necessity of working with licensed fiduciaries. Phil Capriatti discusses the importance of understanding a financial advisor’s qualifications, how advisors are paid, and the benefits and drawbacks of different types of annuities.
Retire Smart Austin | Episode 152
Annuities can provide guaranteed income, protect against market volatility, and ensure tax efficiency, making them a valuable consideration for those without pensions or those concerned about outliving their savings.
Retire Smart Austin | Episode 151
Learn strategies for maximizing retirement income and minimizing taxes and discover the importance of tax-efficient planning after the loss of a spouse.
Retire Smart Austin | Episode 150
Learn the importance of Roth conversions and the benefits of tax-free withdrawals and the strategic advantages for retirement planning.
Retire Smart Austin | Episode 147
Philip Capriotti discusses essential questions to ask a potential financial advisor, emphasizing the importance of credentials, experience, and alignment with your financial goals.
Retire Smart Austin | Episode 146
Philip Capriotti discusses tactical portfolio management, annuities, and qualified charitable donations (QCDs). He emphasizes the importance of active management in portfolios to minimize risks, using diversified approaches with multiple portfolio managers.
Retire Smart Austin | Episode 145
Discover the importance of a written retirement income plan tailored to individual goals and assets, including considerations like tax efficiency, inflation, and long-term care.
Retire Smart Austin | Episode 141
Learn about healthcare costs for retirees and the importance of estate planning to protect assets from taxes, and strategies like Roth conversions and irrevocable life insurance trusts (iSLATs) to manage estate taxes efficiently.
Retire Smart Austin | Episode 139
Phil Capriotti discusses the merits of annuities in retirement planning, highlighting their role in providing guaranteed income, protecting against market volatility, and potentially offering tax-free growth and long-term care benefits.
Retire Smart Austin | Episode 99
Philip Capriotti discusses various retirement planning strategies, including educational workshops on Social Security and Roth conversions held at libraries. Learn the importance of tax-efficient retirement income planning, especially through Roth conversions.