Retire Smart Austin | Episode 204
Well, not only are there so many more index crediting options available, I would say for folks who bought an annuity 15, 10, five years ago, even up as far as 2022, here’s how the basic annuity structure works.
Retire Smart Austin | Episode 175
What Exactly Is a Fixed, Indexed Annuity, And Does It Fit into My Retirement Plan? And Better Still, Can I Create My Own Personal Pension?
Retire Smart Austin | Episode 174
Well, With an Election Year Comes a Lot of Fear, Not Only About Policy Changes, Administration Changes, But What Happens to Your Investments, What Happens to Your Portfolio, What Happens to the Stock Market?
Retire Smart Austin | Episode 173
And to our viewers at home, we’re talking all about the A-word today, annuities. We have to talk about it. We know there’s a lot of questions about annuities.
Retire Smart Austin | Episode 163
Discover the importance of tax planning and tax-free retirement income strategies, and the need to prepare for potential tax increases due to rising national debt.
Retire Smart Austin | Episode 162
Learn about risk tolerance and its critical role in retirement planning. Phil explains how he manages clients’ portfolios by assessing their risk tolerance through detailed questions and Morningstar reports, emphasizing the importance of balancing investment risk with guaranteed income to ensure financial stability in retirement.
Retire Smart Austin | Episode 160
Phil Capriotti Sr discusses the benefits of working with a financial advisor, emphasizing how advisors can significantly increase investment returns compared to self-management, and addressing common reasons why people hesitate to seek professional financial advice.
Retire Smart Austin | Episode 155
Phil Capriotti discusses the critical aspects of estate planning. Phil emphasizes that everyone needs an estate plan, whether it’s to designate guardianship for minor children, protect high net worth individuals from estate taxes, or ensure privacy and avoid probate.
Retire Smart Austin | Episode 153
Learn about the necessity of working with licensed fiduciaries. Phil Capriatti discusses the importance of understanding a financial advisor’s qualifications, how advisors are paid, and the benefits and drawbacks of different types of annuities.
Retire Smart Austin | Episode 152
Annuities can provide guaranteed income, protect against market volatility, and ensure tax efficiency, making them a valuable consideration for those without pensions or those concerned about outliving their savings.