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  3 Changes Are Coming to 401(k) Plans in 2025
  
  Three significant 401(k) plan changes coming in 2025 are worth paying attention to, regardless of when...
  
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Our Professionals

Our EMPOWER™ Experts

It all comes down to our people… a team of EMPOWER™ experts you can rely on.
We have built a workforce that reflects our values and commitment to our clients. People you can respect, trust, and who will work in your interest. From our founder to our leadership team to each employee…we want to make your retirement the best it can be.

Philip Donato Capriotti Sr. is Founder, Owner, and CEO of EMPOWER WEALTH. Philip is a recognized leader in the Retirement Income Planning Industry. He and his team of professionals have a clear-cut focus on tax-efficient strategies for Social Security Maximization, Retirement Income, Health and Life Insurance, Wealth Management, Wills, Trusts and Legacy planning.

Meet Our Team

Philip Donato Capriotti, Sr.

Founder, President, & CEO

Philip Capriotti, Jr.

Lead Investment Advisor

Service Advisor

20240608_103621_2024_06_06_Gregory_gregory@empoweringretirement

Gregory Putbrese

Social Security Timing Specialist

Marketing Director – Executive Administrator

Financial Records Administrator

Elizabeth "Bette" Houser

Marketing and Business Development | Client Services

Tax Preparer

Executive Administrator

Tax Director – Executive Administrator

Receptionist

Customer Care Consultant

Parker Capriotti

Junior Trader

Our Strategic Partners

Darren Leavitt, CFA®

Consultant

Foundations Investment Advisors, LLC

Ernest C'DeBaca JD, LLM, CFA®

Consultant

Foundations Investment Advisors, LLC

Consultant

Foundations Investment Advisors, LLC

Attorney

HESSE, HESSE & BLYTHE, PC

Specializing in private wealth management, we provide education, guidance, and strategies to help you achieve a tax-efficient retirement income.

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Investment advisory services offered through Donato Wealth Management, PLLC, dba Empower Wealth Management (“Empower Wealth Management” or “EWM”),

an SEC registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.

The information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional adviser before implementing any strategies discussed. Content should not be viewed as an offer to buy or sell any of the securities mentioned, or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. Personal investment advice can only be rendered after the engagement of EWM, execution of required documentation, and receipt of required disclosures. All investment and insurance strategies have the potential for profit or loss. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. Past performance is no guarantee of future results. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #305031.
Insurance products and tax services are offered through Senior Tax and Insurance Advisors, PLLC, dba Empower Wealth Group (“Empower Wealth Group” or “EWG”). Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products. They do not in any way refer to investment advisory products offered through EWM. Rates and guarantees provided by insurance products and annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. EWG is not affiliated with or endorsed by the U.S. Government, Social Security Administration, nor the federal Medicare program. You may be contacted by a licensed insurance agent. Calling the number above will direct you to a licensed insurance agent. EWG may not offer every plan available in your area. Any information provided is limited to plans available in your area. Please contact Medicare.gov or 1-800-MEDICARE.
EWM and EWG are both affiliated companies of Empower Wealth, LLC (“Empower”). Investment adviser representatives of EWM may have a financial incentive to recommend tax and insurance products and/or services offered through EWG which presents a conflict of interest. This conflict is addressed by EWM’s adoption of its Code of Ethics, which requires that all EWM’s Associated Persons place the interest of clients ahead of their own. Clients of EWM are also free to choose their own tax and/or insurance professionals and are under no obligation to utilize the services offered through any related entities or persons associated with Empower.
Strategic Partners listed on this page are not employees of EWM and are not affiliated through common ownership.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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